Welcome to Georgia’s Own Credit Union

You are just steps away from becoming a member of Georgia’s Own Credit Union. If you are currently a member, you can also apply for additional accounts using the online application. Click on the Get Started button after reading the important information below.

During the application process you will need:

• Your Social Security Number
  
  
• A valid U. S. Driver’s License or other approved, government issued I.D.
  
  
• Physical Address information (P.O. Boxes can be used for mailing purposes but a physical address is required for the online application.

Identity Verification:

• We will check your credit report to help verify your identifying information.  You will also be asked a series of questions to help validate your identity.  These questions will be related to your past credit history and you may need to know lender information, payment amounts and/or payment terms for your mortgage, car or other loans.

Other Requirements:

• You must open a base savings account with an initial $5 deposit.  This $5 represents your “share” in the Credit Union and will remain on deposit as long as you are a member. 

• You must be 18 years old or older to apply online for membership.  If you are under 18 and are interested in membership, please contact Member Services at (404) 874-1166 or (800) 533-2062.

• You must be a U.S. Citizen or U.S. Resident with a valid Social Security Number/Tax Reporting I.D. with a U.S. residence address to apply online.

USA PATRIOT Act Requirements:

• Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account in order to help the government fight the funding of terrorism and money laundering activities.  What this means to you:  When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you.
  
  
• Georgia’s Own Credit Union also participates in a national fraud fighting system, which is designed to identify fraudulent banking activity.  Any accounts found to be providing false identification or involved in fraudulent activity will be reported to the appropriate law enforcement agency.