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rates | Money Market Accounts
Are you looking for a safe, secure place to put your money? One that offers more competitive rates than a traditional savings account while providing easy access to your funds? Then Georgia's Own Money Market Account may be the answer for you.

Balance
Dividend Rate Annual Percentage Yield
$2,500 - $9,999.99 1.85% 1.87%
$10,000 - $24,999.99 2.13% 2.15%
$25,000 - $49,999.99 2.52% 2.55%
$50,000 - $99,999.99
2.67%
2.70%
$100,000 - $249,999.99
2.86%
2.90%
$250,000 - $499,999.99
2.86%
2.90%
$500,000 - $999,999.99
2.86%
2.90%
$1,000,000 - and over
2.96%
3.00%
Minimum Balance Requirements: $2,500 to earn dividends

Fees: $10/month when balance falls below $2,500.
$10 excess withdrawal fee per transaction if transactions exceed 6 per month or if checks written exceed 3 per month.


Georgia's Own Money Market Advantages

• Offers 5 balance levels with 5 interest rate* levels - the more you save, the more you earn.

• Earn dividends by maintaining an average daily balance of $2,500 - dividends are compounded monthly.

• Withdraw from this account up to 6 times in a month; 3 of these withdraws can be made
   by using your money market checks.

• Withdrawals can be made using money market checks, through home banking, by phone,
   or in person at any Georgia's Own Branch.

• No minimum deposit to open a money market account, however there is a monthly service fee
  of $10 if your average daily balance falls below $2,500.


Is my money safe?

Just like other funds on deposit with Georgia's Own, your savings are insured to $100,000 by the National Credit Union Administration (NCUA), an agency of the federal government. IRAs are insured separately to $250,000 by NCUA.

* Rates are variable and are subject to change without notice. Fees may reduce earnings on this account. Rates are current as of October 1, 2008.